Better oral health leads to better overall health.
Oral health and overall health are connected, and dentists are in a unique position to detect more than 120 signs and symptoms of non-dental diseases—including diabetes and heart disease—through patient examination.¹ ² In many cases, extra cleanings can be beneficial to certain medical conditions, which is why our dental plan options include enhanced periodontal coverage for individuals with chronic and/or high-risk medical conditions like diabetes or coronary artery disease. Also, included in the plan designs is an OralCDx BrushTest® for oral cancer screening.
In fact, many people visit their dentist more often than their primary care physician.
Routine dental visits have become an extremely important part of good health maintenance. The dental plan offering helps to remove financial barriers to oral health services and promotes preventive care so that small problems do not become painful, expensive ones.
For example: A dentist may submit a $950 charge for a crown. With dental insurance, the dentist accepts a reduced fee of $744. That's an immediate savings of $206! Furthermore, having dental insurance means your insurance pays a percentage from the reduced fee so you can see how the advantages of dental coverage can add up quickly.
|The payment example above is for illustration purposes only. Fees and reimbursements can vary by location and dentist. It does however represent how the payment is determined.|
Key facts about senior oral health:
- Disease detection: More than 120 disease signs and symptoms can be detected through a routine oral exam, which, depending on the plan option you choose, is likely covered at 100 percent.
- At-risk seniors: Seniors are susceptible to higher risk of oral health issues, including decay and periodontal disease.
- Avoid dry mouth: Some medications or medical conditions can cause dry mouth as a result of a lack of saliva. Saliva has anti-bacterial properties and helps protect against tooth decay. Drinking water, chewing sugarless gum, and sucking on sugarless candy can help restore moisture. Seeing a dentist regularly is important as they can also recommend mouth rinses or artificial saliva solutions.
1 J Am Dent Assoc, Vik 134, No suppl_1, 41S-48S. 2003 American Dental Association
2 Dental Management of The Medically Compromised Patient, 7th Edition, 2008, Mosby Elsevier, St. Louis, MO.
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Underwritten by Renaissance Life & Health Insurance Company of America, Indianapolis, IN and in New York by Renaissance Health Insurance Company of New York, New York, NY. Each company has sole financial responsibility for its own products. Products and services referred to are not available in all states and jurisdictions.